A gray forced-air furnace with metal ductwork stands in an unfinished basement with exposed wooden joists, concrete walls, and a single hanging light bulb.

Furnace vs Boiler in Santa Clara County, California

When a furnace makes sense

If your house already has ducts, a furnace is the straightforward choice. It heats the air and pushes it through the vents you already have, and with winter nights here dropping to 39°F, you want a system that can bring a room up to temperature quickly. Just over half the homes in this region are set up this way, so there is a good chance yours is too.

When a boiler makes sense

A boiler makes sense if your home heats through radiators or pipes in the floor rather than vents. It runs about 5% cheaper than a furnace here, which adds up over the 7 months a year you'll be using it. Since a boiler has no ductwork to tie into, it only fits homes already built to carry heat this way.

When a furnace makes sense

If your house already has ducts, a furnace is the straightforward choice. It heats the air and pushes it through the vents you already have, and with winter nights here dropping to 39°F, you want a system that can bring a room up to temperature quickly. Just over half the homes in this region are set up this way, so there is a good chance yours is too.

When a boiler makes sense

A boiler makes sense if your home heats through radiators or pipes in the floor rather than vents. It runs about 5% cheaper than a furnace here, which adds up over the 7 months a year you'll be using it. Since a boiler has no ductwork to tie into, it only fits homes already built to carry heat this way.

An unfinished basement featuring concrete block walls, exposed floor joists, a bare concrete floor, and a forced-air furnace with a large metal exhaust duct in the corner.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler with a pressure gauge and copper pipes stands in an unfinished basement with stone walls and exposed ceiling joists.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Santa Clara County.

In the Pacific states, 56.9% of homes heat with a furnace, so just over half already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at California prices
39°Faverage winter low
59%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Pacific states that heat with one56.9%1.6%
Handles a 39°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ducts, a furnace is the straightforward choice. It heats the air and pushes it through the vents you already have, and with winter nights here dropping to 39°F, you want a system that can bring a room up to temperature quickly. Just over half the homes in this region are set up this way, so there is a good chance yours is too.

When a boiler makes sense

A boiler makes sense if your home heats through radiators or pipes in the floor rather than vents. It runs about 5% cheaper than a furnace here, which adds up over the 7 months a year you'll be using it. Since a boiler has no ductwork to tie into, it only fits homes already built to carry heat this way.

A Santa Clara County contractor will price both against your own house, your ductwork and your panel.

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